Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,806 | $82,674-49.4% | $125,363-66.7% | $68,495-39.0% |
| Participation rate | 67.6% | 75.0%-7.5pp | 82.4%-14.8pp | 67.9%-0.3pp |
| Annual return | -21.69% | -5.97%-15.7pp | 572.15%-593.8pp | -7.84%-13.8pp |
| Employer contribution / active EE | $526 | $3,382-84.4% | $4,815-89.1% | $2,596-79.7% |
| Participant deferral / active EE | $5,549 | $6,111-9.2% | $7,447-25.5% | $4,028+37.8% |
| Admin fee / account holder | $2,789 | $6,276-55.6% | $10,005-72.1% | $5,403-48.4% |