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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,651 | $81,358-48.8% | $155,556-73.2% | $80,959-48.6% |
| Participation rate | 62.7% | 66.3%-3.6pp | 78.2%-15.5pp | 67.7%-5.0pp |
| Annual return | 15.89% | 33.39%-17.5pp | 64.84%-49.0pp | 35.67%-19.8pp |
| Employer contribution / active EE | $2,336 | $3,106-24.8% | $4,675-50.0% | $2,757-15.3% |
| Participant deferral / active EE | $2,531 | $3,455-26.8% | $5,631-55.1% | $4,300-41.1% |
| Admin fee / account holder | $961 | $7,994-88.0% | $15,885-94.0% | $6,925-86.1% |