Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,463 | $45,050-74.6% | $63,018-81.8% | $70,126-83.7% |
| Participation rate | 38.2% | 69.5%-31.3pp | 74.8%-36.6pp | 69.5%-31.3pp |
| Annual return | 21.98% | 18.76%+3.2pp | 87.62%-65.6pp | 73.15%-51.2pp |
| Employer contribution / active EE | $459 | $2,052-77.6% | $2,761-83.4% | $2,343-80.4% |
| Participant deferral / active EE | $1,237 | $2,466-49.8% | $3,330-62.8% | $3,332-62.9% |
| Admin fee / account holder | $452 | $2,834-84.0% | $3,601-87.4% | $4,645-90.3% |