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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,093 | $211,105+11.8% | $178,449+32.3% | $145,978+61.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.79% | 30.19%-20.4pp | 27.09%-17.3pp | 550.52%-540.7pp |
| Employer contribution / active EE | $13,717 | $4,569+200.2% | $3,951+247.2% | $4,662+194.2% |
| Participant deferral / active EE | $12,403 | $6,959+78.2% | $6,277+97.6% | $6,690+85.4% |
| Admin fee / account holder | $8,794 | $12,017-26.8% | $10,362-15.1% | $13,400-34.4% |