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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,010 | $198,457-56.2% | $170,435-48.9% | $147,586-41.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 17.27% | 257.30%-240.0pp | 205.94%-188.7pp | 578.59%-561.3pp |
| Employer contribution / active EE | $3,589 | $6,183-42.0% | $5,432-33.9% | $4,876-26.4% |
| Participant deferral / active EE | $5,880 | $5,629+4.5% | $4,939+19.0% | $5,439+8.1% |
| Admin fee / account holder | $14,255 | $16,852-15.4% | $13,881+2.7% | $10,886+31.0% |