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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,700 | $63,082-49.7% | $81,716-61.2% | $79,852-60.3% |
| Participation rate | 22.9% | 67.5%-44.7pp | 72.0%-49.1pp | 69.6%-46.8pp |
| Annual return | 19.58% | 22.66%-3.1pp | 29.49%-9.9pp | 31.72%-12.1pp |
| Employer contribution / active EE | $698 | $1,795-61.1% | $4,310-83.8% | $2,471-71.7% |
| Participant deferral / active EE | $1,141 | $2,780-59.0% | $7,108-83.9% | $3,740-69.5% |
| Admin fee / account holder | $300 | $4,428-93.2% | $5,159-94.2% | $5,306-94.3% |