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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,292 | $58,391-67.0% | $76,657-74.8% | $72,975-73.6% |
| Participation rate | 26.5% | 67.4%-40.9pp | 72.1%-45.6pp | 69.5%-43.0pp |
| Annual return | 27.44% | 2306.65%-2279.2pp | 1166.74%-1139.3pp | 81.01%-53.6pp |
| Employer contribution / active EE | $664 | $1,787-62.8% | $2,303-71.2% | $2,440-72.8% |
| Participant deferral / active EE | $1,173 | $2,690-56.4% | $3,335-64.8% | $3,608-67.5% |
| Admin fee / account holder | $463 | $4,014-88.5% | $6,423-92.8% | $5,124-91.0% |