Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,585 | $81,504-63.7% | $102,437-71.1% | $80,959-63.5% |
| Participation rate | 15.8% | 66.9%-51.1pp | 74.5%-58.7pp | 67.7%-51.9pp |
| Annual return | 12.05% | 25.60%-13.5pp | 24.95%-12.9pp | 35.67%-23.6pp |
| Employer contribution / active EE | $0 | $3,104-100.0% | $3,871-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $400 | $3,871-89.7% | $5,060-92.1% | $4,300-90.7% |
| Admin fee / account holder | $10,514 | $6,719+56.5% | $8,388+25.3% | $6,925+51.8% |