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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,391 | $154,193-76.4% | $130,045-72.0% | $139,466-73.9% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.5%-8.5pp | 80.3%-10.3pp |
| Annual return | 15.00% | 32.51%-17.5pp | -137.30%+152.3pp | 373.66%-358.7pp |
| Employer contribution / active EE | $4,044 | $5,292-23.6% | $4,321-6.4% | $4,754-14.9% |
| Participant deferral / active EE | $1,664 | $6,709-75.2% | $5,820-71.4% | $6,712-75.2% |
| Admin fee / account holder | $4,200 | $13,989-70.0% | $10,600-60.4% | $11,409-63.2% |