Retirement plan

ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. 403(B) PLAN

Name: ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. - ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. 403(B) PLAN (2020) Form 5500
Creator: ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. 403(B) PLAN, ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC.

ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC.EIN 35-1816510Plan #001PY 2020

120 W. 7TH ST., SUITE 200 - BLOOMINGTON, IN 474043839812-245-8051LinkedIn1-10 employeesbiotechnology

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$4.3M

+16.2% from 2019

Total participants

-22.5% from 2019

Average account balance

$142,944

+43.4% from 2019

Annual return

13.50%

-6.59 pp from 2019

Benchmarks

See 36,228 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort36,228 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$146K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

143.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$258K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2483

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$145K

$8068 / participant

Other / not subdivided$145K100.0%

% of EOY assets

3.386%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$142,944

$100,895+41.7%

$90,430+58.1%

$158,950-10.1%

Participation rate

94.4%

75.0%+19.4pp

72.7%+21.8pp

82.0%+12.5pp

Annual return

13.50%

1725.54%-1712.0pp

1293.73%-1280.2pp

302.91%-289.4pp

Employer contribution / active EE

$7,371

$3,689+99.8%

$3,262+126.0%

$4,762+54.8%

Participant deferral / active EE

$5,022

$4,347+15.5%

$3,963+26.7%

$5,983-16.1%

Admin fee / account holder

$4,841

$6,505-25.6%

$5,613-13.8%

$11,248-57.0%

ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ASSOCIATION OF COLLEGE UNIONS INTERNATIONAL, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion