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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,457 | $79,955-49.4% | $98,450-58.9% | $75,181-46.2% |
| Participation rate | 64.2% | 70.4%-6.2pp | 75.2%-11.0pp | 67.2%-3.0pp |
| Annual return | 14.01% | 19.75%-5.7pp | 21.16%-7.2pp | 160.69%-146.7pp |
| Employer contribution / active EE | $831 | $2,264-63.3% | $3,049-72.7% | $2,671-68.9% |
| Participant deferral / active EE | $2,012 | $3,752-46.4% | $4,739-57.5% | $4,126-51.2% |
| Admin fee / account holder | $5,684 | $6,841-16.9% | $8,961-36.6% | $5,650+0.6% |