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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,642 | $86,298+193.9% | $111,308+127.9% | $85,847+195.5% |
| Participation rate | 89.4% | 73.3%+16.1pp | 77.3%+12.1pp | 69.3%+20.1pp |
| Annual return | 26.20% | 19.99%+6.2pp | 54.67%-28.5pp | 318.61%-292.4pp |
| Employer contribution / active EE | $1,599 | $2,044-21.8% | $2,732-41.5% | $2,565-37.7% |
| Participant deferral / active EE | $4,553 | $3,641+25.0% | $4,487+1.5% | $3,952+15.2% |
| Admin fee / account holder | $14,211 | $8,189+73.5% | $7,965+78.4% | $6,261+127.0% |