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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,971 | $68,394+43.2% | $94,672+3.5% | $75,177+30.3% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 14.39% | 616.92%-602.5pp | 156.89%-142.5pp | 160.75%-146.4pp |
| Employer contribution / active EE | $8,397 | $2,701+210.9% | $3,673+128.6% | $2,671+214.4% |
| Participant deferral / active EE | $4,946 | $6,536-24.3% | $7,417-33.3% | $4,126+19.9% |
| Admin fee / account holder | $6,836 | $5,326+28.4% | $7,222-5.3% | $5,651+21.0% |