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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,261 | $63,365+44.0% | $91,994-0.8% | $72,976+25.1% |
| Participation rate | 97.1% | 72.5%+24.6pp | 78.6%+18.5pp | 69.5%+27.7pp |
| Annual return | 11.98% | 35.35%-23.4pp | 69.04%-57.1pp | 81.02%-69.0pp |
| Employer contribution / active EE | $7,946 | $2,116+275.6% | $3,453+130.1% | $2,440+225.7% |
| Participant deferral / active EE | $3,590 | $4,883-26.5% | $5,924-39.4% | $3,608-0.5% |
| Admin fee / account holder | $26,977 | $4,670+477.7% | $7,744+248.4% | $5,124+426.5% |