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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,081 | $65,575-5.3% | $86,209-28.0% | $75,181-17.4% |
| Participation rate | 45.5% | 60.5%-15.0pp | 69.0%-23.5pp | 67.2%-21.7pp |
| Annual return | 14.80% | 46.07%-31.3pp | 1169.05%-1154.3pp | 160.69%-145.9pp |
| Employer contribution / active EE | $1,174 | $1,553-24.4% | $2,381-50.7% | $2,671-56.0% |
| Participant deferral / active EE | $2,632 | $3,023-12.9% | $3,986-34.0% | $4,126-36.2% |
| Admin fee / account holder | $947 | $5,470-82.7% | $6,853-86.2% | $5,650-83.2% |