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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,240 | $102,245-19.6% | $89,340-7.9% | $137,256-40.1% |
| Participation rate | 80.0% | 74.9%+5.1pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 18.38% | 21.89%-3.5pp | 20.57%-2.2pp | 220.34%-202.0pp |
| Employer contribution / active EE | $11,849 | $2,529+368.5% | $2,231+431.0% | $4,156+185.1% |
| Participant deferral / active EE | $2,887 | $4,436-34.9% | $3,823-24.5% | $6,407-54.9% |
| Admin fee / account holder | $2,816 | $8,085-65.2% | $6,704-58.0% | $12,270-77.0% |