Retirement plan

WINKLER, INC. EMPLOYEES ' PROFIT SHARING PLAN

Name: WINKLER, INC. - WINKLER, INC. EMPLOYEES ' PROFIT SHARING PLAN (2015) Form 5500
Creator: WINKLER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WINKLER, INC. EMPLOYEES ' PROFIT SHARING PLAN, WINKLER, INC.

WINKLER, INC.EIN 35-1763301Plan #002PY 2015

535 EAST MEDCALF STREET - DALE, IN 47523812-937-4421winklerinc.comLinkedIn51-200 employees

Prospect flagsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$15.5M

No prior year

Total participants

514

No prior year

Average account balance

$47,827

No prior year

Annual return

14.75%

No prior year

Benchmarks

See 1,096 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants250-999

Cohort1,096 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

273

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

56.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$768K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$39

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MORNINGSTAR1+ years Service code 26 · EIN 36-3297908	Advisory (Participants)	$8,818
WINKLER, INC.1+ years Service code 99 · EIN 35-1763301	Other Fees	$7,572
VOYA RETIREMENT INSURANCE & ANNUITY1+ years Service code 26 · EIN 71-0294708	Advisory (Participants)	$3,195

Plan features & details

Pension benefit codes2E2G2F2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$4K

$9 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.028%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HARDING, SHYMANSKI & COMPANY PSC
Auditor EIN: 351346211
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,827

$57,096-16.2%

$94,229-49.2%

$55,191-13.3%

Participation rate

60.3%

75.7%-15.4pp

78.8%-18.5pp

69.2%-8.9pp

Annual return

14.75%

159.65%-144.9pp

10.68%+4.1pp

10.78%+4.0pp

Employer contribution / active EE

$570

$1,708-66.6%

$3,587-84.1%

$1,899-70.0%

Participant deferral / active EE

$1,299

$3,165-59.0%

$4,320-69.9%

$3,046-57.4%

Admin fee / account holder

$13

$89-85.0%

$6,269-99.8%

$91-85.2%

Provider

Service type

Compensation

MORNINGSTAR1+ years

Service code 26 · EIN 36-3297908

Advisory (Participants)

$8,818

WINKLER, INC.1+ years

Service code 99 · EIN 35-1763301

Other Fees

$7,572

VOYA RETIREMENT INSURANCE & ANNUITY1+ years

Service code 26 · EIN 71-0294708

Advisory (Participants)

$3,195

WINKLER, INC. EMPLOYEES ' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WINKLER, INC. EMPLOYEES ' PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion