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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,016 | $81,403+48.7% | $147,027-17.7% | $87,485+38.3% |
| Participation rate | 85.2% | 63.4%+21.8pp | 73.7%+11.4pp | 68.9%+16.3pp |
| Annual return | 9.87% | 16.51%-6.6pp | 20.23%-10.4pp | 26.06%-16.2pp |
| Employer contribution / active EE | $1,929 | $2,205-12.5% | $3,626-46.8% | $2,596-25.7% |
| Participant deferral / active EE | $3,822 | $3,315+15.3% | $4,933-22.5% | $4,274-10.6% |
| Admin fee / account holder | $8,595 | $6,755+27.2% | $12,223-29.7% | $7,775+10.6% |