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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,236 | $61,605+48.1% | $112,273-18.7% | $75,173+21.4% |
| Participation rate | 80.8% | 61.7%+19.1pp | 72.4%+8.3pp | 67.2%+13.6pp |
| Annual return | 10.86% | 28.47%-17.6pp | 30.23%-19.4pp | 160.72%-149.9pp |
| Employer contribution / active EE | $1,371 | $2,015-32.0% | $3,431-60.0% | $2,671-48.7% |
| Participant deferral / active EE | $3,886 | $3,108+25.0% | $4,800-19.0% | $4,126-5.8% |
| Admin fee / account holder | $30,860 | $4,862+534.7% | $7,752+298.1% | $5,651+446.1% |