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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,136 | $126,661-67.5% | $113,397-63.7% | $138,895-70.4% |
| Participation rate | 77.8% | 79.4%-1.7pp | 76.5%+1.3pp | 79.9%-2.1pp |
| Annual return | 5.93% | 25.05%-19.1pp | 23.20%-17.3pp | 145.39%-139.5pp |
| Employer contribution / active EE | $1,640 | $3,456-52.5% | $2,977-44.9% | $4,194-60.9% |
| Participant deferral / active EE | $4,262 | $5,693-25.1% | $5,076-16.0% | $6,396-33.4% |
| Admin fee / account holder | $53,601 | $14,549+268.4% | $11,957+348.3% | $12,562+326.7% |