Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,011 | $91,525-21.3% | $130,026-44.6% | $75,181-4.2% |
| Participation rate | 52.0% | 71.4%-19.4pp | 78.5%-26.5pp | 67.2%-15.2pp |
| Annual return | 16.21% | -631.40%+647.6pp | -137.26%+153.5pp | 160.69%-144.5pp |
| Employer contribution / active EE | $631 | $2,844-77.8% | $4,321-85.4% | $2,671-76.4% |
| Participant deferral / active EE | $4,391 | $4,342+1.1% | $5,821-24.6% | $4,126+6.4% |
| Admin fee / account holder | $17,393 | $6,778+156.6% | $10,608+64.0% | $5,650+207.9% |