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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,472 | $70,684-27.2% | $169,390-69.6% | $75,173-31.5% |
| Participation rate | 61.1% | 64.8%-3.7pp | 77.2%-16.1pp | 67.2%-6.1pp |
| Annual return | 16.03% | 36.38%-20.4pp | 406.07%-390.0pp | 160.72%-144.7pp |
| Employer contribution / active EE | $697 | $2,211-68.5% | $4,013-82.6% | $2,671-73.9% |
| Participant deferral / active EE | $5,596 | $4,310+29.8% | $6,222-10.1% | $4,126+35.6% |
| Admin fee / account holder | $13,101 | $5,404+142.4% | $9,015+45.3% | $5,651+131.9% |