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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,266 | $71,878+86.8% | $86,698+54.9% | $68,486+96.0% |
| Participation rate | 98.1% | 72.2%+25.9pp | 76.6%+21.5pp | 67.9%+30.2pp |
| Annual return | -19.10% | 3.53%-22.6pp | 35.95%-55.0pp | -7.85%-11.2pp |
| Employer contribution / active EE | $2,952 | $2,173+35.8% | $2,837+4.1% | $2,597+13.7% |
| Participant deferral / active EE | $7,549 | $3,779+99.8% | $4,656+62.1% | $4,028+87.4% |
| Admin fee / account holder | $3,109 | $6,113-49.1% | $7,493-58.5% | $5,404-42.5% |