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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,021 | $156,398+6.2% | $147,318+12.7% | $138,895+19.5% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 20.25% | 78.75%-58.5pp | 70.43%-50.2pp | 145.39%-125.1pp |
| Employer contribution / active EE | $4,855 | $4,8530% | $4,593+5.7% | $4,194+15.7% |
| Participant deferral / active EE | $8,916 | $8,237+8.2% | $7,906+12.8% | $6,396+39.4% |
| Admin fee / account holder | $31,444 | $14,976+110.0% | $13,708+129.4% | $12,562+150.3% |