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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,025 |
CETERA ADVISOR NETWORKS LLC4+ years Service code 61 · EIN 95-3845382 | Finders' fees / placement fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,119 | $42,548+8.4% | $74,549-38.1% | $56,287-18.1% |
| Participation rate | 46.5% | 60.5%-14.0pp | 69.1%-22.7pp | 69.9%-23.4pp |
| Annual return | -9.26% | 12.40%-21.7pp | 32.53%-41.8pp | -9.96%+0.7pp |
| Employer contribution / active EE | $425 | $855-50.3% | $1,961-78.3% | $2,111-79.9% |
| Participant deferral / active EE | $1,499 | $2,277-34.2% | $3,108-51.8% | $3,350-55.3% |
| Admin fee / account holder | $7 | $467-98.4% | $5,059-99.9% | $521-98.6% |