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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,929 | $61,660-32.0% | $80,022-47.6% | $64,181-34.7% |
| Participation rate | 97.6% | 71.7%+25.9pp | 75.8%+21.7pp | 69.6%+28.0pp |
| Annual return | -8.23% | -0.33%-7.9pp | 11.22%-19.4pp | 7.63%-15.9pp |
| Employer contribution / active EE | $5,267 | $1,810+190.9% | $2,468+113.4% | $2,381+121.2% |
| Participant deferral / active EE | $4,519 | $2,968+52.3% | $3,686+22.6% | $3,470+30.2% |
| Admin fee / account holder | $7,288 | $5,417+34.5% | $6,521+11.8% | $4,887+49.1% |