Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,971 | $334,829-96.1% | $152,093-91.5% | - |
| Participation rate | 36.1% | 49.1%-12.9pp | 77.8%-41.6pp | - |
| Annual return | 27.52% | 11.73%+15.8pp | 66.36%-38.8pp | - |
| Employer contribution / active EE | $125 | $938-86.7% | $4,175-97.0% | - |
| Participant deferral / active EE | $1,190 | $1,779-33.1% | $5,451-78.2% | - |
| Admin fee / account holder | $411 | $73,095-99.4% | $14,497-97.2% | - |