Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,406 | $86,938-58.1% | $102,423-64.5% | $80,925-55.0% |
| Participation rate | 61.7% | 72.4%-10.7pp | 76.5%-14.8pp | 67.7%-6.0pp |
| Annual return | 9.99% | 18.89%-8.9pp | 29.42%-19.4pp | 35.65%-25.7pp |
| Employer contribution / active EE | $676 | $2,369-71.5% | $3,023-77.6% | $2,756-75.5% |
| Participant deferral / active EE | $3,218 | $4,120-21.9% | $5,054-36.3% | $4,299-25.1% |
| Admin fee / account holder | $4,860 | $8,053-39.6% | $9,455-48.6% | $6,940-30.0% |