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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,544 | $78,428+255.2% | $95,960+190.3% | $79,852+248.8% |
| Participation rate | 72.7% | 73.5%-0.8pp | 77.1%-4.4pp | 69.6%+3.1pp |
| Annual return | 14.53% | 19.37%-4.8pp | 91.63%-77.1pp | 31.72%-17.2pp |
| Employer contribution / active EE | $2,290 | $1,945+17.7% | $2,541-9.9% | $2,471-7.3% |
| Participant deferral / active EE | $4,807 | $3,440+39.7% | $4,167+15.4% | $3,740+28.5% |
| Admin fee / account holder | $9,892 | $5,622+75.9% | $6,797+45.5% | $5,306+86.4% |