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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,363 | $67,411-14.9% | $91,004-37.0% | $70,126-18.2% |
| Participation rate | 80.0% | 71.4%+8.6pp | 75.6%+4.4pp | 69.5%+10.5pp |
| Annual return | 11.85% | -40.16%+52.0pp | 4.60%+7.3pp | 73.15%-61.3pp |
| Employer contribution / active EE | $1,446 | $1,786-19.1% | $2,456-41.1% | $2,343-38.3% |
| Participant deferral / active EE | $2,280 | $2,823-19.2% | $3,548-35.7% | $3,332-31.6% |
| Admin fee / account holder | $1,572 | $4,236-62.9% | $5,417-71.0% | $4,645-66.2% |