Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,895 | $58,493+98.1% | $84,021+37.9% | $72,975+58.8% |
| Participation rate | 54.8% | 61.2%-6.5pp | 69.0%-14.3pp | 69.5%-14.7pp |
| Annual return | 16.30% | 28.93%-12.6pp | 71.32%-55.0pp | 81.01%-64.7pp |
| Employer contribution / active EE | $870 | $1,163-25.2% | $1,984-56.2% | $2,440-64.4% |
| Participant deferral / active EE | $3,565 | $2,394+48.9% | $3,239+10.0% | $3,608-1.2% |
| Admin fee / account holder | $1,192 | $4,569-73.9% | $6,102-80.5% | $5,124-76.7% |