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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,933 | $77,908-80.8% | $149,696-90.0% | $75,173-80.1% |
| Participation rate | 91.2% | 65.6%+25.6pp | 78.8%+12.4pp | 67.2%+24.0pp |
| Annual return | 16.89% | 31.73%-14.8pp | 134.46%-117.6pp | 160.72%-143.8pp |
| Employer contribution / active EE | $909 | $3,138-71.0% | $4,821-81.2% | $2,671-66.0% |
| Participant deferral / active EE | $2,519 | $3,411-26.2% | $5,682-55.7% | $4,126-39.0% |
| Admin fee / account holder | $1,007 | $5,950-83.1% | $13,212-92.4% | $5,651-82.2% |