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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,775 | $73,863-86.8% | $143,797-93.2% | $68,490-85.7% |
| Participation rate | 88.9% | 66.7%+22.2pp | 80.3%+8.6pp | 67.9%+21.0pp |
| Annual return | -19.88% | 0.91%-20.8pp | -0.04%-19.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $824 | $3,185-74.1% | $4,952-83.4% | $2,597-68.3% |
| Participant deferral / active EE | $2,123 | $3,385-37.3% | $5,638-62.3% | $4,028-47.3% |
| Admin fee / account holder | $664 | $5,756-88.5% | $14,679-95.5% | $5,403-87.7% |