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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,830 | $86,050-73.5% | $189,758-88.0% | $94,015-75.7% |
| Participation rate | 97.1% | 68.9%+28.2pp | 79.8%+17.3pp | 70.8%+26.3pp |
| Annual return | 16.24% | 17.77%-1.5pp | 52.62%-36.4pp | 17.84%-1.6pp |
| Employer contribution / active EE | $953 | $2,819-66.2% | $4,767-80.0% | $2,790-65.8% |
| Participant deferral / active EE | $2,436 | $3,349-27.3% | $5,856-58.4% | $4,249-42.7% |
| Admin fee / account holder | $882 | $6,627-86.7% | $20,388-95.7% | $8,951-90.1% |