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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,889 | $76,407-70.0% | $150,298-84.8% | $82,448-72.2% |
| Participation rate | 94.4% | 66.4%+28.0pp | 77.8%+16.7pp | 68.1%+26.4pp |
| Annual return | 16.12% | 39.99%-23.9pp | 62.79%-46.7pp | 41.64%-25.5pp |
| Employer contribution / active EE | $920 | $2,614-64.8% | $4,154-77.9% | $2,551-63.9% |
| Participant deferral / active EE | $2,376 | $3,214-26.1% | $5,453-56.4% | $4,139-42.6% |
| Admin fee / account holder | $894 | $6,352-85.9% | $14,116-93.7% | $7,234-87.6% |