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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,065 | $67,411+27.7% | $91,004-5.4% | $70,126+22.7% |
| Participation rate | 83.5% | 71.4%+12.2pp | 75.6%+7.9pp | 69.5%+14.0pp |
| Annual return | 22.51% | -40.16%+62.7pp | 4.60%+17.9pp | 73.15%-50.6pp |
| Employer contribution / active EE | $1,489 | $1,786-16.6% | $2,456-39.4% | $2,343-36.4% |
| Participant deferral / active EE | $3,127 | $2,823+10.8% | $3,548-11.9% | $3,332-6.2% |
| Admin fee / account holder | $2,975 | $4,236-29.8% | $5,417-45.1% | $4,645-36.0% |