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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,145 | $138,312-78.9% | $122,979-76.3% | $155,188-81.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 9.15% | 22.06%-12.9pp | 20.12%-11.0pp | 148.84%-139.7pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,283 | $5,592-77.1% | $5,003-74.4% | $6,531-80.4% |
| Admin fee / account holder | $18,442 | $15,089+22.2% | $12,864+43.4% | $14,480+27.4% |