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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,422 | $110,240-66.1% | $96,544-61.2% | $139,487-73.2% |
| Participation rate | 88.9% | 78.1%+10.8pp | 76.0%+12.9pp | 80.3%+8.6pp |
| Annual return | 11.12% | 26.41%-15.3pp | 25.88%-14.8pp | 373.84%-362.7pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,243 | $5,549-77.6% | $4,851-74.4% | $6,713-81.5% |
| Admin fee / account holder | $585 | $11,602-95.0% | $8,254-92.9% | $11,407-94.9% |