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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,804 | $97,550+3.3% | $120,344-16.2% | $87,485+15.2% |
| Participation rate | 81.5% | 72.8%+8.7pp | 76.7%+4.8pp | 68.9%+12.5pp |
| Annual return | 9.29% | 18.41%-9.1pp | 20.30%-11.0pp | 26.06%-16.8pp |
| Employer contribution / active EE | $2,159 | $2,291-5.8% | $3,020-28.5% | $2,596-16.9% |
| Participant deferral / active EE | $4,667 | $4,230+10.3% | $5,135-9.1% | $4,274+9.2% |
| Admin fee / account holder | $1,230 | $9,543-87.1% | $12,742-90.3% | $7,775-84.2% |