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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,627 | $78,423-31.6% | $95,964-44.1% | $79,856-32.8% |
| Participation rate | 80.0% | 73.5%+6.5pp | 77.1%+2.9pp | 69.6%+10.4pp |
| Annual return | 5.88% | 19.37%-13.5pp | 91.64%-85.8pp | 31.71%-25.8pp |
| Employer contribution / active EE | $1,393 | $1,945-28.4% | $2,541-45.2% | $2,471-43.6% |
| Participant deferral / active EE | $2,884 | $3,440-16.2% | $4,167-30.8% | $3,741-22.9% |
| Admin fee / account holder | $2,215 | $5,622-60.6% | $6,797-67.4% | $5,306-58.3% |