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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,804 | $95,453+5.6% | $112,040-10.0% | $82,448+22.3% |
| Participation rate | 81.5% | 72.8%+8.7pp | 76.5%+5.0pp | 68.1%+13.4pp |
| Annual return | 9.29% | 23.92%-14.6pp | 24.52%-15.2pp | 41.64%-32.3pp |
| Employer contribution / active EE | $2,159 | $2,318-6.9% | $2,954-26.9% | $2,551-15.4% |
| Participant deferral / active EE | $4,667 | $4,224+10.5% | $5,098-8.4% | $4,139+12.7% |
| Admin fee / account holder | $1,230 | $9,013-86.4% | $12,098-89.8% | $7,234-83.0% |