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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,796 | $112,935-86.0% | $90,970-82.6% | $158,966-90.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.08% | 215.79%-205.7pp | 134.58%-124.5pp | 302.95%-292.9pp |
| Employer contribution / active EE | $6,303 | $2,895+117.7% | $2,122+197.0% | $4,762+32.3% |
| Participant deferral / active EE | $495 | $4,129-88.0% | $3,373-85.3% | $5,983-91.7% |
| Admin fee / account holder | $16,828 | $8,045+109.2% | $5,960+182.3% | $11,250+49.6% |