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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,354 | $99,652-80.6% | $78,778-75.4% | $147,586-86.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 6.35% | 47.28%-40.9pp | 35.62%-29.3pp | 578.59%-572.2pp |
| Employer contribution / active EE | $2,500 | $2,796-10.6% | $1,986+25.9% | $4,876-48.7% |
| Participant deferral / active EE | $1,080 | $3,664-70.5% | $2,958-63.5% | $5,439-80.1% |
| Admin fee / account holder | $68,642 | $7,155+859.3% | $5,134+1237.1% | $10,886+530.6% |