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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,355 | $85,766+281.7% | $136,298+140.2% | $70,126+366.8% |
| Participation rate | 75.9% | 74.2%+1.7pp | 81.9%-6.1pp | 69.5%+6.3pp |
| Annual return | 15.16% | 31.46%-16.3pp | 5156.27%-5141.1pp | 73.15%-58.0pp |
| Employer contribution / active EE | $3,325 | $2,966+12.1% | $4,696-29.2% | $2,343+41.9% |
| Participant deferral / active EE | $6,448 | $5,051+27.6% | $6,247+3.2% | $3,332+93.5% |
| Admin fee / account holder | $13,861 | $5,421+155.7% | $9,244+49.9% | $4,645+198.4% |