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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,174 | $95,404+0.8% | $113,397-15.2% | $82,637+16.4% |
| Participation rate | 96.9% | 72.8%+24.1pp | 76.5%+20.4pp | 68.1%+28.9pp |
| Annual return | 16.04% | 19.08%-3.0pp | 23.20%-7.2pp | 53.51%-37.5pp |
| Employer contribution / active EE | $1,495 | $2,307-35.2% | $2,977-49.8% | $2,552-41.4% |
| Participant deferral / active EE | $2,235 | $4,220-47.0% | $5,076-56.0% | $4,126-45.8% |
| Admin fee / account holder | $13,877 | $9,168+51.4% | $11,957+16.1% | $7,339+89.1% |