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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,925 | $100,073-13.1% | $85,126+2.1% | $145,877-40.4% |
| Participation rate | 43.8% | 74.1%-30.4pp | 67.5%-23.8pp | 80.3%-36.6pp |
| Annual return | 11.05% | 84.11%-73.1pp | 66.63%-55.6pp | 551.28%-540.2pp |
| Employer contribution / active EE | $1,062 | $3,236-67.2% | $2,731-61.1% | $4,663-77.2% |
| Participant deferral / active EE | $2,829 | $5,294-46.6% | $4,523-37.5% | $6,691-57.7% |
| Admin fee / account holder | $705 | $7,261-90.3% | $6,160-88.6% | $13,402-94.7% |