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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,626 | $175,259+148.6% | $149,723+191.0% | $139,487+212.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.45% | 166.82%-148.4pp | 134.50%-116.0pp | 373.84%-355.4pp |
| Employer contribution / active EE | $44,896 | $5,478+719.5% | $4,821+831.2% | $4,755+844.2% |
| Participant deferral / active EE | $25,932 | $6,522+297.6% | $5,682+356.3% | $6,713+286.3% |
| Admin fee / account holder | $1,257 | $16,158-92.2% | $13,215-90.5% | $11,407-89.0% |