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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,978 | $202,342-2.7% | $172,753+14.0% | $152,909+28.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.72% | 1029.88%-1003.2pp | 803.00%-776.3pp | 345.46%-318.7pp |
| Employer contribution / active EE | $36,058 | $5,857+515.6% | $5,144+601.0% | $4,764+656.9% |
| Participant deferral / active EE | $19,986 | $5,948+236.0% | $5,198+284.5% | $5,851+241.6% |
| Admin fee / account holder | $341 | $17,112-98.0% | $13,956-97.6% | $11,601-97.1% |