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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,265 | $121,701+82.6% | $104,639+112.4% | $158,982+39.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 17.65% | 465.72%-448.1pp | 340.67%-323.0pp | 302.99%-285.3pp |
| Employer contribution / active EE | $4,414 | $3,165+39.4% | $2,682+64.6% | $4,763-7.3% |
| Participant deferral / active EE | $4,432 | $4,176+6.1% | $3,738+18.6% | $5,983-25.9% |
| Admin fee / account holder | $6,679 | $7,778-14.1% | $6,465+3.3% | $11,252-40.6% |