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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,265 | $121,656+82.7% | $104,614+112.5% | $158,950+39.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 17.65% | 465.51%-447.9pp | 340.56%-322.9pp | 302.91%-285.3pp |
| Employer contribution / active EE | $4,414 | $3,164+39.5% | $2,681+64.6% | $4,762-7.3% |
| Participant deferral / active EE | $4,432 | $4,177+6.1% | $3,739+18.5% | $5,983-25.9% |
| Admin fee / account holder | $6,679 | $7,775-14.1% | $6,464+3.3% | $11,248-40.6% |