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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,626 | $54,239-17.7% | $70,098-36.3% | $68,495-34.8% |
| Participation rate | 54.5% | 64.5%-10.0pp | 70.5%-15.9pp | 67.9%-13.3pp |
| Annual return | -14.97% | -13.87%-1.1pp | 190.76%-205.7pp | -7.84%-7.1pp |
| Employer contribution / active EE | $1,156 | $2,019-42.7% | $2,560-54.8% | $2,596-55.5% |
| Participant deferral / active EE | $2,627 | $2,957-11.2% | $3,849-31.8% | $4,028-34.8% |
| Admin fee / account holder | $1,365 | $4,691-70.9% | $6,266-78.2% | $5,403-74.7% |