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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,345 | $198,457+13.5% | $170,435+32.2% | $147,586+52.7% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 7.99% | 257.30%-249.3pp | 205.94%-197.9pp | 578.59%-570.6pp |
| Employer contribution / active EE | $3,872 | $6,183-37.4% | $5,432-28.7% | $4,876-20.6% |
| Participant deferral / active EE | $3,484 | $5,629-38.1% | $4,939-29.5% | $5,439-35.9% |
| Admin fee / account holder | $5,174 | $16,852-69.3% | $13,881-62.7% | $10,886-52.5% |